Effective date: July 22, 2026 (please set the actual effective date)
In short: we do not require registration, and we do not collect your personal information. The calculators on this website run entirely in your browser — the figures you enter are never sent to us, and we cannot see or store them.
ifin (the "Website," operated by [your legal / registered business name], "we," "us," or "our") respects your privacy. This policy explains how we handle information in connection with this Website, in accordance with Canada's Personal Information Protection and Electronic Documents Act (PIPEDA) and applicable provincial privacy laws (including Quebec's Law 25 and the Personal Information Protection Acts of British Columbia and Alberta).
This Website does not offer user registration and does not require you to create an account. We do not ask you for your name, email address, telephone number, or any other identifying information in order to use our tools.
Our tax estimator and other calculators are performed entirely within your web browser. Any income, tax, or financial figures you enter are processed locally on your device. They are not transmitted to us or to any third party, and they are cleared when you close or refresh the page.
Like most websites, our hosting provider may automatically record standard technical information — such as your IP address, browser type, device type, the pages you visit, and the date and time of access — in server logs. This information is used only to operate the Website, maintain its security, and diagnose technical problems. [If you use an analytics tool such as Google Analytics, describe it here; if you do not, state: "We do not use analytics or tracking cookies."]
We do not operate a data-collecting contact form. If you would like to reach us, you can email us directly at dliufinance@yahoo.com. We receive only what you choose to include in your message, and contacting us is entirely optional.
Market and index quotes are displayed using embedded widgets provided by TradingView, which may collect device or browsing information under its own privacy policy. Interest-rate, inflation, and exchange-rate data are retrieved from the Bank of Canada's public Valet data service, which does not collect your personal information.
[If you do not use tracking: "This Website does not use advertising or tracking cookies." If you use analytics or other cookies, disclose them here and explain how visitors can manage them.]
We do not sell, rent, or trade any information. Because we do not collect personal information through this Website, we have nothing of that nature to disclose to third parties, except as may be required by law.
This Website is intended for adults and is not directed to individuals under 18. We do not knowingly collect information from minors.
We may update this policy from time to time. The current version will always be posted on this page with its effective date. Material changes will be indicated by updating that date.
If you have any questions or concerns about this policy or your privacy, please contact us at [your contact email — e.g. dliufinance@yahoo.com].
If you are not satisfied with our response, you may contact the Office of the Privacy Commissioner of Canada (priv.gc.ca). Residents of Quebec may also contact the Commission d'accès à l'information du Québec (CAI).